Driving in Texas means freedom, opportunity, and long stretches of open road. But with freedom comes responsibility — and part of that responsibility is protecting yourself, your passengers, and your vehicle with the right auto insurance. In a state with nearly 30 million residents and millions of registered vehicles, finding the right auto insurance in Texas is more important than ever.

That’s where Regal Insurance Agency comes in. Based in Texas and built on a foundation of trust and service, Regal helps drivers across the Lone Star State get the protection they need — without overpaying or settling for less-than-stellar service.

Whether you're a first-time car owner, a parent insuring multiple drivers, or a business owner with a fleet of vehicles, Regal Insurance is your go-to source for reliable, affordable, and fully personalized auto insurance in Texas.

Why Auto Insurance Matters in Texas

Texas is known for its highways, unpredictable weather, and diverse driving conditions — from rural roads in the Panhandle to crowded city streets in Houston and Dallas. Because of this, having a solid insurance policy isn’t just a legal requirement — it’s a smart move for your financial protection and peace of mind.

Texas law requires all drivers to carry at least 30/60/25 liability coverage, which breaks down to:

• $30,000 for bodily injury per person

• $60,000 total per accident

• $25,000 for property damage

However, the minimum coverage often isn’t enough to fully protect you in a serious accident. That’s why more and more drivers are turning to full coverage and specialized policies that offer greater protection — and why Regal Insurance helps clients understand the real risks and find coverage that fits their needs.

What Sets Regal Insurance Apart?

With so many national companies advertising low rates, why should you choose a local agency like Regal Insurance?

The answer is simple: Regal combines affordable rates with local expertise and real customer service — the kind you can’t always get from a faceless 1-800 number.

Local Knowledge

Regal’s agents live and work in Texas. They understand the specific risks, driving laws, and claim issues that Texans face — from hailstorm damage in San Antonio to uninsured drivers in El Paso.

Personalized Plans

At Regal, you’re not handed a generic plan. Agents take the time to understand your vehicle, your driving habits, and your budget to find a plan that truly fits — whether you're driving a new pickup, a commuter sedan, or a luxury car.

Multiple Insurance Carriers

Because Regal is an independent agency, they aren’t tied to just one company. This means you get more options, better rates, and coverage tailored to your exact needs — all in one place.

Ongoing Support

Need help filing a claim? Want to change your coverage mid-policy? Regal’s team is here to help whenever you need it — no bots, no call center frustration.

Types of Auto Insurance Coverage Offered

Here’s a quick breakdown of the types of auto insurance Regal offers:

Liability Insurance

Covers damage or injury to others if you're at fault in an accident. This is the minimum required by law in Texas.

Collision Insurance

Pays for repairs to your own car after an accident — even if you're at fault.

Comprehensive Insurance

Covers damage from things like theft, hail, flooding, vandalism, or a fallen tree branch.

Uninsured/Underinsured Motorist Protection

Helps pay for your injuries or damages if the other driver doesn’t have enough insurance — or any at all.

Medical Payments (MedPay) or Personal Injury Protection (PIP)

Covers medical costs for you and your passengers, no matter who’s at fault.

Roadside Assistance

Need a tow, battery jump, or help with a flat? Roadside coverage can help when you're stranded.

 Rental Car Reimbursement

Covers the cost of a rental while your vehicle is being repaired after a covered claim.

Whether you want basic protection or full coverage, Regal helps you build a policy that fits your vehicle, lifestyle, and risk tolerance.

Who Needs Auto Insurance in Texas?

Short answer? Everyone who drives.

But some people benefit even more from customized policies:

• Teen drivers and parents adding them to a plan

• Commuters who drive long distances every day

• Drivers with newer or financed vehicles

• Texas residents living in high-traffic or high-crime areas

• People with past claims or tickets who want affordable SR-22 options

No matter your situation, Regal can find the right solution and even help you qualify for discounts.

Tips for Lowering Your Auto Insurance Costs

Want the best auto insurance in Texas without breaking the bank? Regal can help you:

• Bundle auto and home/renters insurance

• Increase your deductible (if you’re a safe driver)

• Maintain a clean driving record

• Install anti-theft or safety features

• Take a defensive driving course

• Ask about good student or multi-car discounts

Regal’s agents will walk you through every available discount to make sure you’re not overpaying for your policy.

Final Thoughts: Drive with Confidence in Texas

The roads in Texas may be unpredictable — but your insurance coverage shouldn’t be.

Whether you’re navigating busy freeways or wide-open country roads, Regal Insurance Agency gives you the confidence of knowing you’re protected by a policy designed just for you.

If you’re looking for trusted, affordable, and truly local auto insurance in Texas, don’t settle for a one-size-fits-all plan. Talk to Regal Insurance today and discover how easy it is to get covered with the support of agents who genuinely care.